Financial Planning & Investment Review

Financial Planning & Investment Review

For more information on our Financial Planning services, please refer to our Investment Consulting website here.

Investment Review

We can review your investment ideas with you and your investment advisor and make recommendations to maximize your after-tax return. While taxes should not drive your investment strategy, understanding how taxes affect your earnings will help you minimize taxes and maximize your return.

It is important not to ignore the impact of taxes on your investments. Please consider the following:

  • Capital gains carry a favored tax status. Consider putting more dollars in investments that return capital gains.

  • You can take an annual deduction of up to $3,000 of capital losses in excess of capital gains. Consider balancing your winners and losers to maximize this deduction each year.

  • Investments which produce high taxable annual income can be given to family members who are in lower tax brackets, thereby saving taxes for the overall family group.

  • Depending on your tax bracket, you may benefit from investing in municipal bonds.